Withdrawal: Used partners bank card

[dhainey87]

Hi guys

 

Im awaiting the process of a withdrawal I made with an online casino. However, I have used both my own bank card and my partners bank card (with her permission) for deposits. I have verified my own bank card and ID etc but I am awaiting the pending verification of my partners card and ID which is holding up the withdrawal. I was looking for opinions on wether or not I will receive my withdrawal?

 

Thanks

[pinnit2015]

Hi guys

 

Im awaiting the process of a withdrawal I made with an online casino. However, I have used both my own bank card and my partners bank card (with her permission) for deposits. I have verified my own bank card and ID etc but I am awaiting the pending verification of my partners card and ID which is holding up the withdrawal. I was looking for opinions on wether or not I will receive my withdrawal?

 

Thanks

Ooft...what casino?

 

This is, in my experience, going to cause you a problem. Deposits are normally stated to have to be in your name and yours alone.

 

You may also flag up on the fraud radar (they don't know you have permission)

 

If I was to hazard a guess I'd imagine they will refuse your withdrawal and possibly even close account

 

Why use their card?

 

Having said that, when transactions are made why can't the casinos refuse the transaction based on fact card holder and a/c holder don't match?

[dhainey87]

Theres quite a logical explaination to it. Myself and my partner both enjoy playing slots. I opened the account and she added her card to it. We both had turns on using it. The amount that im looking to withdraw is almost life changing for me and my partner and I would be devastated if it was refused

 

As you say... if it is such an issue then it should be flagged up at the time of registering the card surely

 

Just to note I havent heard anything back with regards to the withdrawal as its still pending but I am preparing myself for the worst

[dhainey87]

They have recently just accepted my partners ID and verified documents and unblocked the withdrawal to her card. Does this mean I will receive the money?

[cocopop3011]

It wouldn't be flagged at the time of registering and using the card. We've had this same issue over and over again at the forum and I don't recall ever reading a positive outcome! The casino will usually always refused a withdrawal if anyones card but the account holder has been used.

 

From what you've said though if the casino has approved the card and verified her documents too then you might just be the lucky one. What is the status of the withdrawal now? Does it still show pening or say approved?

 

I'd also just like to say me and my partner often play at the same casino but we have our individual accounts, most casinos will accept two account under same IP providing you gain prior approval and verifiaction of both names.

[pinnit2015]

Don’t know how it can’t not be flagged at depositing though. Some sites, non gambling, that if I went to use Mrs Ps card on an account in my name it would say ‘cardholder and account holder do not match’ and not let you use. Not all do this admittedly, must be company/site specific.

 

Regardless, looks like you may have caught a lucky break and it will be processed, or has been. Having said that they’ve unlocked it for withdrawal so still could be rejected. But normally they’d just refuse it at verification stage - may still get pulled at payment side.

 

Personally? I wouldn’t use the casino again incase it’s brought up as a future reason to refuse withdrawal. Funny how scrutiny goes hand in hand with withdrawal size

 

Might be wise to set up a ‘clean’ account regardless of the outcome.

[dhainey87]

The withdrawal shows as approved with the recommendation of not using 3rd party accounts for future payments. I wont be convinced until the funds are in the bank. I wont make the same mistake again!!

[pinnit2015]

Think the term dodged a bullet springs to mind!

 

Having said that it does raise questions about the casinos security measures - does the casino know you received permission/is the card registered to the same address? If my card was stolen etc and I found it was used on a site i don't think I'd be overly impressed if that was their response...never mind the AML regulations so often quoted

 

This is a term that normally comes with it: Use of a credit card not registered to the Player will be deemed fraudulent and will result in winnings being voided

 

Providing you're not the above, enjoy the winnings   

[ValDes]

...

 

Having said that, when transactions are made why can't the casinos refuse the transaction based on fact card holder and a/c holder don't match?

 

Probably because that suits them best and puts them into the profitable win-win scenario regardless the fact whether poor punter is losing or winning... 

[ValDes]

The withdrawal shows as approved with the recommendation of not using 3rd party accounts for future payments. I wont be convinced until the funds are in the bank. I wont make the same mistake again!!

 

And that makes you an extremely rare exception of the general rule claiming confiscation of all winnings generated by a deposit made with a card registered on a different name! 

 

Welcome to AskGamblers.

[cocopop3011]

And that makes you an extremely rare exception of the general rule claiming confiscation of all winnings generated by a deposit made with a card registered on a different name! 

 

Welcome to AskGamblers.

 

Yep, I honestly think this is the first time there has ever been a positive outcome in this situation, that we know of in the forum anyway!

[pinnit2015]

Indeed, what a lucky escape the OP had. Think of some of the refusals to pay in the past:

 

 - taking 2 bonus offerings across 2 casinos in the same group - breach, money seized

 - betting 5 quid a spin when max is 4.99 - breach, money seized

 - 2 accounts from same house on some occasions, even though different persons - seized

 - betting on a restricted game, seized

 

And then...use another card to deposit which is both a security issue, fraud flag, potentially illegal for all they know...nah that's fine but don't do it again you naughty rascal you...

 

What a weird world casinos are in 

[cocopop3011]

@dhainey87 - You mentioned in one of your earlier posts the amount was life changing, now it's been approved are you going to reveal how much it was

[dhainey87]

£67,000. Now you guys know why i was so nervous!!!

[cocopop3011]

£67,000. Now you guys know why i was so nervous!!!

 

Oooosh!! Did the casino have any withdrawal limts or has that gone through in one? I'm super happy for you though, any sign of the funds yet?

[Piper89]

Good god £67k I bet there was some ***** twitching going on in that house waiting on that decision

Well done have some sense and don't blow it all chasing a bigger win

[cocopop3011]

Good god £67k I bet there was some ***** twitching going on in that house waiting on that decision

Well done have some sense and don't blow it all chasing a bigger win

 

Agreed! I'd never put it back into casinos I'd continue just playing like I was and the rest would be well spent...oh how we can dream

[Piper89]

Correct I have a wee system in place so I don't do silly things if I say hit for £500 I take what I staked x 20 % then transfare the remained were my sticky mitts can't touch it