Hiya
The last email I had from bet365 was we can't tell you anything about the account it was used on, in incidents were a card was used fraudulently we do not refund the money back, you are correct if the person had won they could not have withdrawn the funds. Yes we comfirm that the card belongs to yourself and not the account it was used on, we comfirm you do not have a account with us and that your ip address is different to the one used but its our policy not to refund.
Since then around 5 days they have not replied to any of my emails
I am not expecting it get my money back but I still find it is crazy why payment checks are not included in the kyc